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West Virginia, West Virginia · ZIP WV

Affordable Health Insurance Options in West Virginia

Explore plans with $0 premiums and excellent coverage.

Call (866) 401-4116
No cost to you
Licensed agents
Healthcare.gov plans
Subsidies applied
65%
subsidy eligible pct
5
carriers
$300
avg premium
25%
zero dollar plans

Finding the right health insurance in West Virginia can be a challenge, but there are affordable options available for residents. With various plans, many West Virginians may qualify for significant subsidies, making health coverage more accessible. Whether you're looking for individual coverage or family plans, there are choices tailored to meet your needs.

Enter your details for your exact subsidy & monthly cost

Plan results for ZIP WV loaded.

Showing plans in West Virginia, West Virginia (Statewide County)

8 plans available in your area

Based on age 35, 1 person, earning $30,000/year — your actual subsidy applied below.

8 plans
Most Popular
Silver
HMO

West Virginia Standard Silver Plan

Mountain Health

Full premium$400/mo

Your out-of-pocket monthly

$200/mo
Deductible1500
Max Out-of-Pocket6000

Key Benefits

Preventive care
Emergency services
Prescription drugs
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Gold
PPO

West Virginia Gold Plan

Bluefield Insurance

Full premium$500/mo

Your out-of-pocket monthly

$250/mo
Deductible1000
Max Out-of-Pocket5000

Key Benefits

Specialist visits
Chronic disease management
Wellness services
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Bronze
HMO

West Virginia Basic Bronze Plan

Appalachian Care

Full premium$350/mo

Your out-of-pocket monthly

$150/mo
Deductible2000
Max Out-of-Pocket7000

Key Benefits

Basic health screenings
Telehealth services
Urgent care
Enroll — (866) 401-4116

Free, no-obligation licensed agent call

Most Popular
Silver
PPO

West Virginia Enhanced Silver Plan

Riverside Health

Full premium$450/mo

Your out-of-pocket monthly

$220/mo
Deductible1200
Max Out-of-Pocket4000

Key Benefits

Mental health services
Preventative screenings
Lab services
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Platinum
HMO

West Virginia Comprehensive Platinum Plan

Valley Health

Full premium$600/mo

Your out-of-pocket monthly

$300/mo
Deductible500
Max Out-of-Pocket3500

Key Benefits

Hospital stays
Surgery
Rehabilitation services
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Most Popular
Silver
PPO

West Virginia Family Silver Plan

HealthFirst

Full premium$475/mo

Your out-of-pocket monthly

$225/mo
Deductible1300
Max Out-of-Pocket6500

Key Benefits

Pediatric services
Maternity care
Emergency coverage
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Bronze
HMO

West Virginia Low-Cost Bronze Plan

HealthSource

Full premium$325/mo

Your out-of-pocket monthly

$125/mo
Deductible2500
Max Out-of-Pocket7500

Key Benefits

Preventative care
Primary care visits
Wellness check-ups
Enroll — (866) 401-4116

Free, no-obligation licensed agent call

Most Popular
Silver
PPO

West Virginia High-Deductible Silver Plan

Mountain Care

Full premium$420/mo

Your out-of-pocket monthly

$210/mo
Deductible1800
Max Out-of-Pocket6000

Key Benefits

Emergency services
Specialist visits
Lab tests
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Need help choosing a plan?

Our licensed agents can help you find the right plan and maximize your subsidies — at no extra cost.

Speak with an Agent — (866) 401-4116

Simple Process

Three steps to free coverage

Getting insured has never been easier. We handle the complexity so you don't have to.

1

Enter Your ZIP Code

Type in your zip code to instantly see ACA marketplace plans available in your area with estimated subsidies.

2

Speak with a Licensed Agent

Our agents will walk you through your options, confirm your subsidy eligibility, and find the best plan for your needs.

3

Get Covered

Enroll in your chosen plan through Healthcare.gov. Many Americans qualify for $0/month premiums with full coverage.

FAQ

Common questions

Don't pay more than you have to for health insurance

Call now to speak with a licensed agent and find out if you qualify for a $0 premium health plan.

Mon–Fri 8am–8pm, Sat 9am–5pm EST

ZeroDollarPlan

Helping Americans access affordable health coverage through the ACA marketplace since 2020.

Contact

(866) 401-4116

Mon–Fri 8am–8pm, Sat 9am–5pm EST

ZeroDollarPlan.com is not a government website. We connect consumers with licensed insurance agents who can help with enrollment in Affordable Care Act (ACA) health insurance plans available through Healthcare.gov. Plan availability, pricing, and subsidy amounts vary by location, income, household size, and other factors. $0 premium plans are available in many areas with applicable subsidies. This is a solicitation for insurance. By calling the number on this site, you will be connected with a licensed insurance agent. ZeroDollarPlan is not affiliated with any government agency or the Health Insurance Marketplace.

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