Terms of Service
Last updated: April 2026
1. Acceptance of Terms
By accessing or using ZeroDollarPlan.com ("the Site"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use this Site.
2. About Our Service
ZeroDollarPlan.com is not a government website and is not affiliated with Healthcare.gov or any government agency. We are a private service that connects consumers with licensed health insurance agents who can assist with enrollment in ACA marketplace health insurance plans. This site is a solicitation for insurance.
3. No Government Affiliation
We are not associated with the federal or any state government, the Health Insurance Marketplace, or the Centers for Medicare & Medicaid Services (CMS). The ACA plans shown on our site are available through Healthcare.gov.
4. Plan Information
Plan availability, pricing, and subsidy amounts vary by location, income, household size, and other factors. $0 premium plans are available in many areas with applicable subsidies. All plan information is estimated and subject to change. Contact a licensed agent for a personalized quote.
5. Telephone Communications
By calling the number on this site or submitting your information, you consent to be contacted by a licensed insurance agent. You may receive calls, texts, or emails regarding health insurance options. Standard message and data rates may apply. You may opt out at any time by following the instructions in our Opt-Out Policy.
6. No Professional Advice
Nothing on this Site constitutes legal, financial, or medical advice. The information provided is for general informational purposes only. Always consult with a licensed professional for advice specific to your situation.
7. Limitation of Liability
ZeroDollarPlan.com shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Site or reliance on any information provided. Your use of the Site is at your own risk.
8. Changes to Terms
We reserve the right to update these Terms at any time. Continued use of the Site after changes constitutes your acceptance of the revised Terms.
9. Contact Us
If you have questions about these Terms, please contact us through the phone number listed on this Site.