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South Dakota, South Dakota · ZIP SD

Affordable Health Coverage for Every South Dakotan

Explore Your Options for Affordable Health Insurance in South Dakota

Call (866) 401-4116
No cost to you
Licensed agents
Healthcare.gov plans
Subsidies applied
70%
subsidy eligible pct
3
carriers
$350
avg premium
25%
zero dollar plans

Health insurance is a vital resource for residents across South Dakota, providing access to necessary medical services and protecting against high healthcare costs. Whether you are looking for individual coverage or family plans, there are options available to fit your needs and budget. With subsidies available for many residents, obtaining health insurance has never been more accessible.

Enter your details for your exact subsidy & monthly cost

Plan results for ZIP SD loaded.

Showing plans in South Dakota, South Dakota (Statewide County)

8 plans available in your area

Based on age 35, 1 person, earning $30,000/year — your actual subsidy applied below.

8 plans
Most Popular
Silver
Individual

Basic Care Plan

Healthy Life Ins.

Full premium$450/mo

Your out-of-pocket monthly

$200/mo
Deductible3000
Max Out-of-Pocket6000

Key Benefits

Preventive services covered at 100%
Generic drugs at a low copay
Mental health services included
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Gold
Family

Comprehensive Health Plan

Good Health Ins.

Full premium$800/mo

Your out-of-pocket monthly

$400/mo
Deductible1500
Max Out-of-Pocket4000

Key Benefits

Low out-of-pocket maximum
Includes pediatric dental and vision
Access to specialists without referrals
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Bronze
Family

Basic Family Plan

CareFirst Ins.

Full premium$600/mo

Your out-of-pocket monthly

$250/mo
Deductible5000
Max Out-of-Pocket7000

Key Benefits

Emergency room visits covered
Telehealth consultations included
Free wellness visits
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Platinum
Individual

Premium Health Plan

Healthy Life Ins.

Full premium$900/mo

Your out-of-pocket monthly

$450/mo
Deductible1000
Max Out-of-Pocket3500

Key Benefits

No deductible for primary care
Extensive specialist network
Comprehensive mental health coverage
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Most Popular
Silver
Individual

Value Plan

Good Health Ins.

Full premium$400/mo

Your out-of-pocket monthly

$180/mo
Deductible2500
Max Out-of-Pocket5000

Key Benefits

Access to generic drugs at low cost
Preventive visits with no copay
Behavioral health support
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Gold
Family

Essential Plus Plan

CareFirst Ins.

Full premium$850/mo

Your out-of-pocket monthly

$480/mo
Deductible1200
Max Out-of-Pocket3000

Key Benefits

Child immunizations covered fully
No-cost annual health checkups
Vision coverage included
Enroll — 866-309-1224

Free, no-obligation licensed agent call

N/A
Senior

Medicare Supplement Plan

Healthy Life Ins.

Full premium$300/mo

Your out-of-pocket monthly

$150/mo
DeductibleN/A
Max Out-of-Pocket2000

Key Benefits

Helps pay for Medicare deductibles
Covers cost-sharing for hospital stays
Guaranteed renewable for life
Enroll — (866) 401-4116

Free, no-obligation licensed agent call

Bronze
Family

Family Safety Net Plan

Good Health Ins.

Full premium$550/mo

Your out-of-pocket monthly

$220/mo
Deductible4000
Max Out-of-Pocket7500

Key Benefits

Maternity care services included
Minor outpatient services
Preventive services covered
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Need help choosing a plan?

Our licensed agents can help you find the right plan and maximize your subsidies — at no extra cost.

Speak with an Agent — (866) 401-4116

Simple Process

Three steps to free coverage

Getting insured has never been easier. We handle the complexity so you don't have to.

1

Enter Your ZIP Code

Type in your zip code to instantly see ACA marketplace plans available in your area with estimated subsidies.

2

Speak with a Licensed Agent

Our agents will walk you through your options, confirm your subsidy eligibility, and find the best plan for your needs.

3

Get Covered

Enroll in your chosen plan through Healthcare.gov. Many Americans qualify for $0/month premiums with full coverage.

FAQ

Common questions

Don't pay more than you have to for health insurance

Call now to speak with a licensed agent and find out if you qualify for a $0 premium health plan.

Mon–Fri 8am–8pm, Sat 9am–5pm EST

ZeroDollarPlan

Helping Americans access affordable health coverage through the ACA marketplace since 2020.

Contact

(866) 401-4116

Mon–Fri 8am–8pm, Sat 9am–5pm EST

ZeroDollarPlan.com is not a government website. We connect consumers with licensed insurance agents who can help with enrollment in Affordable Care Act (ACA) health insurance plans available through Healthcare.gov. Plan availability, pricing, and subsidy amounts vary by location, income, household size, and other factors. $0 premium plans are available in many areas with applicable subsidies. This is a solicitation for insurance. By calling the number on this site, you will be connected with a licensed insurance agent. ZeroDollarPlan is not affiliated with any government agency or the Health Insurance Marketplace.

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