Skip to main content
Rhode Island, Rhode Island · ZIP RI

Affordable Health Insurance Options in Rhode Island

Discover plans that fit your budget and health needs.

Call (866) 401-4116
No cost to you
Licensed agents
Healthcare.gov plans
Subsidies applied
75%
subsidy eligible pct
4
carriers
$350
avg premium
10
zero dollar plans

Rhode Island offers a variety of health insurance plans through the Affordable Care Act (ACA) marketplace. Whether you are looking for comprehensive coverage or zero-dollar plans, residents can find affordable options tailored to their healthcare needs. With a range of carriers available, you have the flexibility to choose the best plan for you and your family.

Enter your details for your exact subsidy & monthly cost

Plan results for ZIP RI loaded.

Showing plans in Rhode Island, Rhode Island (Statewide County)

8 plans available in your area

Based on age 35, 1 person, earning $30,000/year — your actual subsidy applied below.

8 plans
Most Popular
Silver
HMO

Rhode Island Care Silver Plan

HealthSource RI

Full premium$500/mo

Your out-of-pocket monthly

$250/mo
Deductible2000
Max Out-of-Pocket7500

Key Benefits

Primary Care Visits
Emergency Services
Prescription Drugs
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Gold
PPO

Rhode Island Care Gold Plan

HealthSource RI

Full premium$600/mo

Your out-of-pocket monthly

$300/mo
Deductible1000
Max Out-of-Pocket6000

Key Benefits

Preventive Care
Specialist Visits
Wellness Programs
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Bronze
HMO

Rhode Island Care Bronze Plan

HealthSource RI

Full premium$400/mo

Your out-of-pocket monthly

$200/mo
Deductible3000
Max Out-of-Pocket8000

Key Benefits

Telehealth Services
Urgent Care
Mental Health Coverage
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Most Popular
Silver
EPO

Ocean State Health Silver Plan

Ocean State Insurance

Full premium$520/mo

Your out-of-pocket monthly

$280/mo
Deductible1800
Max Out-of-Pocket7000

Key Benefits

Specialist Access
Preventive Screenings
Chronic Disease Management
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Gold
PPO

Ocean State Health Gold Plan

Ocean State Insurance

Full premium$700/mo

Your out-of-pocket monthly

$400/mo
Deductible1000
Max Out-of-Pocket6000

Key Benefits

Inpatient Services
Outpatient Services
Wellness Visits
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Bronze
HMO

Rhode Island Family Care Plan

HealthSource RI

Full premium$450/mo

Your out-of-pocket monthly

$220/mo
Deductible2500
Max Out-of-Pocket7500

Key Benefits

Family Planning Services
Pediatric Care
Maternity Care
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Most Popular
Silver
EPO

United Health Silver Plan

United Health

Full premium$530/mo

Your out-of-pocket monthly

$290/mo
Deductible2000
Max Out-of-Pocket7100

Key Benefits

Annual Check-ups
Laboratory Services
Prescription Medication
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Gold
PPO

United Health Gold Plan

United Health

Full premium$720/mo

Your out-of-pocket monthly

$410/mo
Deductible1200
Max Out-of-Pocket6200

Key Benefits

Emergency Room Services
Rehabilitation Services
Preventive Care
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Need help choosing a plan?

Our licensed agents can help you find the right plan and maximize your subsidies — at no extra cost.

Speak with an Agent — (866) 401-4116

Simple Process

Three steps to free coverage

Getting insured has never been easier. We handle the complexity so you don't have to.

1

Enter Your ZIP Code

Type in your zip code to instantly see ACA marketplace plans available in your area with estimated subsidies.

2

Speak with a Licensed Agent

Our agents will walk you through your options, confirm your subsidy eligibility, and find the best plan for your needs.

3

Get Covered

Enroll in your chosen plan through Healthcare.gov. Many Americans qualify for $0/month premiums with full coverage.

FAQ

Common questions

Don't pay more than you have to for health insurance

Call now to speak with a licensed agent and find out if you qualify for a $0 premium health plan.

Mon–Fri 8am–8pm, Sat 9am–5pm EST

ZeroDollarPlan

Helping Americans access affordable health coverage through the ACA marketplace since 2020.

Contact

(866) 401-4116

Mon–Fri 8am–8pm, Sat 9am–5pm EST

ZeroDollarPlan.com is not a government website. We connect consumers with licensed insurance agents who can help with enrollment in Affordable Care Act (ACA) health insurance plans available through Healthcare.gov. Plan availability, pricing, and subsidy amounts vary by location, income, household size, and other factors. $0 premium plans are available in many areas with applicable subsidies. This is a solicitation for insurance. By calling the number on this site, you will be connected with a licensed insurance agent. ZeroDollarPlan is not affiliated with any government agency or the Health Insurance Marketplace.

© 2026 ZeroDollarPlan.com. All rights reserved.

Cookies on this site

We use cookies and similar tools for analytics. They load only if you click Accept. Privacy policy