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New York, New York · ZIP NY

Affordable Health Coverage for New Yorkers

Explore Your ACA Health Insurance Options Today!

Call (866) 401-4116
No cost to you
Licensed agents
Healthcare.gov plans
Subsidies applied
82%
subsidy eligible pct
6
carriers
$456
avg premium
15
zero dollar plans

Health insurance is essential for residents of New York, providing access to necessary medical care and financial protection. The Affordable Care Act (ACA) offers various plans to fit the diverse needs of New Yorkers. Whether you're looking for comprehensive coverage or specific health benefits, there's a plan for everyone.

Enter your details for your exact subsidy & monthly cost

Plan results for ZIP NY loaded.

Showing plans in New York, New York (Statewide County)

8 plans available in your area

Based on age 35, 1 person, earning $30,000/year — your actual subsidy applied below.

8 plans
Bronze
HMO

Essential Health Plan

HealthFirst

Full premium$300/mo

Your out-of-pocket monthly

$100/mo
Deductible4000
Max Out-of-Pocket8000

Key Benefits

Preventive services
Emergency services
Prescription drugs
Enroll — (866) 401-4116

Free, no-obligation licensed agent call

Most Popular
Silver
PPO

Silver Care X

EmblemHealth

Full premium$450/mo

Your out-of-pocket monthly

$250/mo
Deductible2500
Max Out-of-Pocket6000

Key Benefits

Mental health services
Inpatient hospital care
Lab services
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Gold
EPO

Gold Choice Plan

Aetna

Full premium$600/mo

Your out-of-pocket monthly

$350/mo
Deductible1500
Max Out-of-Pocket5000

Key Benefits

Primary care visits
Specialist care
Health screenings
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Platinum
HMO

Family Health Plan

Blue Cross Blue Shield

Full premium$800/mo

Your out-of-pocket monthly

$500/mo
Deductible1000
Max Out-of-Pocket4000

Key Benefits

Pediatric care
Maternity care
Wellness programs
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Bronze
HMO

Basic Health Plan

MetroPlus

Full premium$290/mo

Your out-of-pocket monthly

$90/mo
Deductible4500
Max Out-of-Pocket8500

Key Benefits

Basic preventive services
Emergency care
X-rays
Enroll — (866) 401-4116

Free, no-obligation licensed agent call

Most Popular
Silver
PPO

Standard Silver Plan

Cigna

Full premium$475/mo

Your out-of-pocket monthly

$275/mo
Deductible2000
Max Out-of-Pocket7000

Key Benefits

Chronic disease management
Urgent care
Therapy services
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Gold
EPO

Comprehensive Coverage Plan

Oscar Health

Full premium$650/mo

Your out-of-pocket monthly

$400/mo
Deductible1200
Max Out-of-Pocket4500

Key Benefits

Preventive care
Prescription coverage
Rehabilitation services
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Bronze
HMO

High Deductible Health Plan

UnitedHealthcare

Full premium$320/mo

Your out-of-pocket monthly

$110/mo
Deductible5000
Max Out-of-Pocket9000

Key Benefits

Telemedicine
Preventive screenings
Outpatient services
Enroll — (866) 401-4116

Free, no-obligation licensed agent call

Need help choosing a plan?

Our licensed agents can help you find the right plan and maximize your subsidies — at no extra cost.

Speak with an Agent — (866) 401-4116

Simple Process

Three steps to free coverage

Getting insured has never been easier. We handle the complexity so you don't have to.

1

Enter Your ZIP Code

Type in your zip code to instantly see ACA marketplace plans available in your area with estimated subsidies.

2

Speak with a Licensed Agent

Our agents will walk you through your options, confirm your subsidy eligibility, and find the best plan for your needs.

3

Get Covered

Enroll in your chosen plan through Healthcare.gov. Many Americans qualify for $0/month premiums with full coverage.

FAQ

Common questions

Don't pay more than you have to for health insurance

Call now to speak with a licensed agent and find out if you qualify for a $0 premium health plan.

Mon–Fri 8am–8pm, Sat 9am–5pm EST

ZeroDollarPlan

Helping Americans access affordable health coverage through the ACA marketplace since 2020.

Contact

(866) 401-4116

Mon–Fri 8am–8pm, Sat 9am–5pm EST

ZeroDollarPlan.com is not a government website. We connect consumers with licensed insurance agents who can help with enrollment in Affordable Care Act (ACA) health insurance plans available through Healthcare.gov. Plan availability, pricing, and subsidy amounts vary by location, income, household size, and other factors. $0 premium plans are available in many areas with applicable subsidies. This is a solicitation for insurance. By calling the number on this site, you will be connected with a licensed insurance agent. ZeroDollarPlan is not affiliated with any government agency or the Health Insurance Marketplace.

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