Skip to main content
New Jersey, New Jersey · ZIP NJ

Affordable Health Insurance Options in New Jersey

Find the Right Coverage for You and Your Family

Call (866) 401-4116
No cost to you
Licensed agents
Healthcare.gov plans
Subsidies applied
85%
subsidy eligible pct
6
carriers
$350
avg premium
20+
zero dollar plans

Health insurance is essential for residents of New Jersey, providing access to necessary medical services and financial protection. The Affordable Care Act (ACA) offers a range of plans tailored to meet the diverse needs of New Jerseyans. Understanding your options can help you make informed decisions for your health and well-being.

Enter your details for your exact subsidy & monthly cost

Plan results for ZIP NJ loaded.

Showing plans in New Jersey, New Jersey (Statewide County)

8 plans available in your area

Based on age 35, 1 person, earning $30,000/year — your actual subsidy applied below.

8 plans
Most Popular
Silver
HMO

Silver Plan

HealthCare NJ

Full premium$450/mo

Your out-of-pocket monthly

$100/mo
Deductible3000
Max Out-of-Pocket6000

Key Benefits

Routine check-ups
Emergency services
Prescription drugs
Enroll — (866) 401-4116

Free, no-obligation licensed agent call

Gold
PPO

Gold Plan

NJ Medical Group

Full premium$550/mo

Your out-of-pocket monthly

$200/mo
Deductible1000
Max Out-of-Pocket4000

Key Benefits

Preventive care
Specialist visits
Hospital stays
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Bronze
EPO

Bronze Plan

Affordable Health NJ

Full premium$350/mo

Your out-of-pocket monthly

$90/mo
Deductible5000
Max Out-of-Pocket7000

Key Benefits

Basic healthcare services
Urgent care
Mental health services
Enroll — (866) 401-4116

Free, no-obligation licensed agent call

Platinum
HMO

Platinum Plan

Jersey Health Co

Full premium$800/mo

Your out-of-pocket monthly

$300/mo
Deductible100
Max Out-of-Pocket2000

Key Benefits

Comprehensive coverage
Low out-of-pocket costs
Access to top hospitals
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Catastrophic
HMO

Catastrophic Plan

Fit for Life NJ

Full premium$250/mo

Your out-of-pocket monthly

$40/mo
Deductible8500
Max Out-of-Pocket8500

Key Benefits

Emergency services
Preventive care
Essential health benefits
Enroll — (866) 401-4116

Free, no-obligation licensed agent call

Most Popular
Silver
EPO

Family Plan

Family First Insurance

Full premium$700/mo

Your out-of-pocket monthly

$250/mo
Deductible2000
Max Out-of-Pocket5000

Key Benefits

Primary care visits
Pediatric care
Maternity care
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Gold
PPO

Senior Plan

Golden Age Health

Full premium$600/mo

Your out-of-pocket monthly

$150/mo
Deductible1500
Max Out-of-Pocket3500

Key Benefits

Wellness check-ups
Chronic disease management
Advanced care planning
Enroll — (866) 401-4116

Free, no-obligation licensed agent call

Bronze
EPO

Young Adult Plan

Fresh Starts Health

Full premium$350/mo

Your out-of-pocket monthly

$70/mo
Deductible4000
Max Out-of-Pocket6500

Key Benefits

Preventive services
Mental health supports
Allergy treatments
Enroll — (866) 401-4116

Free, no-obligation licensed agent call

Need help choosing a plan?

Our licensed agents can help you find the right plan and maximize your subsidies — at no extra cost.

Speak with an Agent — (866) 401-4116

Simple Process

Three steps to free coverage

Getting insured has never been easier. We handle the complexity so you don't have to.

1

Enter Your ZIP Code

Type in your zip code to instantly see ACA marketplace plans available in your area with estimated subsidies.

2

Speak with a Licensed Agent

Our agents will walk you through your options, confirm your subsidy eligibility, and find the best plan for your needs.

3

Get Covered

Enroll in your chosen plan through Healthcare.gov. Many Americans qualify for $0/month premiums with full coverage.

FAQ

Common questions

Don't pay more than you have to for health insurance

Call now to speak with a licensed agent and find out if you qualify for a $0 premium health plan.

Mon–Fri 8am–8pm, Sat 9am–5pm EST

ZeroDollarPlan

Helping Americans access affordable health coverage through the ACA marketplace since 2020.

Contact

(866) 401-4116

Mon–Fri 8am–8pm, Sat 9am–5pm EST

ZeroDollarPlan.com is not a government website. We connect consumers with licensed insurance agents who can help with enrollment in Affordable Care Act (ACA) health insurance plans available through Healthcare.gov. Plan availability, pricing, and subsidy amounts vary by location, income, household size, and other factors. $0 premium plans are available in many areas with applicable subsidies. This is a solicitation for insurance. By calling the number on this site, you will be connected with a licensed insurance agent. ZeroDollarPlan is not affiliated with any government agency or the Health Insurance Marketplace.

© 2026 ZeroDollarPlan.com. All rights reserved.

Cookies on this site

We use cookies and similar tools for analytics. They load only if you click Accept. Privacy policy