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Michigan, Michigan · ZIP MI

Affordable Health Coverage Options for Michiganders

Find the Right Health Plan for Your Needs

Call (866) 401-4116
No cost to you
Licensed agents
Healthcare.gov plans
Subsidies applied
76%
subsidy eligible pct
5
carriers
$345
avg premium
20%
zero dollar plans

Michigan residents have access to a variety of health insurance plans under the Affordable Care Act. Whether you're looking for a low-cost option or comprehensive coverage, there are plans available that meet the needs of individuals and families across the state. Explore your options to find the best fit for your budget and health requirements.

Enter your details for your exact subsidy & monthly cost

Plan results for ZIP MI loaded.

Showing plans in Michigan, Michigan (Statewide County)

8 plans available in your area

Based on age 35, 1 person, earning $30,000/year — your actual subsidy applied below.

8 plans
Most Popular
Silver
HMO

Healthy Michigan Plan

Blue Cross Blue Shield of Michigan

Full premium$400/mo

Your out-of-pocket monthly

$150/mo
Deductible1500
Max Out-of-Pocket7300

Key Benefits

Preventive care covered at no cost
Prescription drug coverage
Access to a large network of providers
Enroll — (866) 401-4116

Free, no-obligation licensed agent call

Most Popular
Silver
PPO

Secure Silver

MHP Health Plan

Full premium$450/mo

Your out-of-pocket monthly

$200/mo
Deductible1200
Max Out-of-Pocket6000

Key Benefits

Telehealth services
Mental health coverage
Emergency services covered
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Bronze
HMO

Essence Basic Plan

Health Alliance Plan

Full premium$300/mo

Your out-of-pocket monthly

$100/mo
Deductible5000
Max Out-of-Pocket7000

Key Benefits

Free preventive services
Generic drug coverage
Lower monthly premium
Enroll — (866) 401-4116

Free, no-obligation licensed agent call

Gold
PPO

Premier Choice

Aetna Health Insurance

Full premium$650/mo

Your out-of-pocket monthly

$300/mo
Deductible800
Max Out-of-Pocket5000

Key Benefits

Comprehensive coverage
No referral needed for specialists
Access to a wide range of providers
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Most Popular
Silver
HMO

Balanced Care

Priority Health

Full premium$410/mo

Your out-of-pocket monthly

$180/mo
Deductible1300
Max Out-of-Pocket6500

Key Benefits

Preventive care at no cost
Wellness resources
24/7 nurse hotline
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Gold
PPO

Family Health Plan

United HealthCare

Full premium$700/mo

Your out-of-pocket monthly

$350/mo
Deductible700
Max Out-of-Pocket4000

Key Benefits

Family coverage options
Access to urgent care
Fitness programs included
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Bronze
HMO

Basic Coverage

Cigna Health

Full premium$250/mo

Your out-of-pocket monthly

$80/mo
Deductible6000
Max Out-of-Pocket6000

Key Benefits

Affordable preventive services
Coverage for in-network doctors
Online health tools
Enroll — (866) 401-4116

Free, no-obligation licensed agent call

Platinum
PPO

Elite Care Plan

Anthem Blue Cross

Full premium$800/mo

Your out-of-pocket monthly

$400/mo
Deductible500
Max Out-of-Pocket3000

Key Benefits

Comprehensive health benefits
Lower out-of-pocket maximum
Access to top doctors
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Need help choosing a plan?

Our licensed agents can help you find the right plan and maximize your subsidies — at no extra cost.

Speak with an Agent — (866) 401-4116

Simple Process

Three steps to free coverage

Getting insured has never been easier. We handle the complexity so you don't have to.

1

Enter Your ZIP Code

Type in your zip code to instantly see ACA marketplace plans available in your area with estimated subsidies.

2

Speak with a Licensed Agent

Our agents will walk you through your options, confirm your subsidy eligibility, and find the best plan for your needs.

3

Get Covered

Enroll in your chosen plan through Healthcare.gov. Many Americans qualify for $0/month premiums with full coverage.

FAQ

Common questions

Don't pay more than you have to for health insurance

Call now to speak with a licensed agent and find out if you qualify for a $0 premium health plan.

Mon–Fri 8am–8pm, Sat 9am–5pm EST

ZeroDollarPlan

Helping Americans access affordable health coverage through the ACA marketplace since 2020.

Contact

(866) 401-4116

Mon–Fri 8am–8pm, Sat 9am–5pm EST

ZeroDollarPlan.com is not a government website. We connect consumers with licensed insurance agents who can help with enrollment in Affordable Care Act (ACA) health insurance plans available through Healthcare.gov. Plan availability, pricing, and subsidy amounts vary by location, income, household size, and other factors. $0 premium plans are available in many areas with applicable subsidies. This is a solicitation for insurance. By calling the number on this site, you will be connected with a licensed insurance agent. ZeroDollarPlan is not affiliated with any government agency or the Health Insurance Marketplace.

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