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Kentucky, Kentucky · ZIP KY

Affordable Health Insurance Options in Kentucky

Find Coverage That Fits Your Needs and Budget

Call (866) 401-4116
No cost to you
Licensed agents
Healthcare.gov plans
Subsidies applied
70%
subsidy eligible pct
4
carriers
$345
avg premium
15% of plans
zero dollar plans

Health insurance in Kentucky provides essential coverage options for residents, ensuring access to necessary medical services. The state offers a variety of plans under the Affordable Care Act, with opportunities for subsidies that can make insurance more affordable. Residents can explore different carriers and find a plan that meets their unique health needs.

Enter your details for your exact subsidy & monthly cost

Plan results for ZIP KY loaded.

Showing plans in Kentucky, Kentucky (Statewide County)

8 plans available in your area

Based on age 35, 1 person, earning $30,000/year — your actual subsidy applied below.

8 plans
Bronze
HMO

Basic Health Plan

Kentucky Health Co.

Full premium$350/mo

Your out-of-pocket monthly

$120/mo
Deductible5000
Max Out-of-Pocket7000

Key Benefits

Preventive services covered
Prescription drug coverage
Emergency services
Enroll — (866) 401-4116

Free, no-obligation licensed agent call

Most Popular
Silver
PPO

Standard Health Plan

Bluegrass Insurance

Full premium$420/mo

Your out-of-pocket monthly

$150/mo
Deductible3000
Max Out-of-Pocket6000

Key Benefits

Specialist visits
Inpatient hospital stays
Primary care visits
Enroll — (866) 401-4116

Free, no-obligation licensed agent call

Gold
EPO

Premium Health Plan

Kentucky Assurance

Full premium$550/mo

Your out-of-pocket monthly

$200/mo
Deductible1500
Max Out-of-Pocket5000

Key Benefits

Comprehensive coverage
Unlimited outpatient care
Telehealth services
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Platinum
HMO

Top Coverage Plan

BlueSky Health

Full premium$700/mo

Your out-of-pocket monthly

$300/mo
DeductibleN/A
Max Out-of-Pocket3000

Key Benefits

Low out-of-pocket costs
Free preventive care
Chronic disease management
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Most Popular
Silver
PPO

Family Health Plan

River Valley Insurance

Full premium$450/mo

Your out-of-pocket monthly

$180/mo
Deductible2500
Max Out-of-Pocket5000

Key Benefits

Child wellness checkups
Maternity care
Rehabilitative services
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Bronze
Catastrophic

Young Adults Plan

Kentucky Youth Insurance

Full premium$300/mo

Your out-of-pocket monthly

$80/mo
Deductible7000
Max Out-of-Pocket8000

Key Benefits

Accidents and emergencies covered
Preventive care
Low monthly premiums
Enroll — (866) 401-4116

Free, no-obligation licensed agent call

Most Popular
Silver
PPO

Senior Health Plan

Golden Age Insurance

Full premium$400/mo

Your out-of-pocket monthly

$130/mo
Deductible2000
Max Out-of-Pocket4500

Key Benefits

Specialized senior care
Annual physicals
Vision care
Enroll — (866) 401-4116

Free, no-obligation licensed agent call

Gold
EPO

Child Health Plan

Little Heart Insurance

Full premium$380/mo

Your out-of-pocket monthly

$100/mo
Deductible1000
Max Out-of-Pocket4000

Key Benefits

Comprehensive pediatric care
Vaccinations covered
Routine check-ups
Enroll — (866) 401-4116

Free, no-obligation licensed agent call

Need help choosing a plan?

Our licensed agents can help you find the right plan and maximize your subsidies — at no extra cost.

Speak with an Agent — (866) 401-4116

Simple Process

Three steps to free coverage

Getting insured has never been easier. We handle the complexity so you don't have to.

1

Enter Your ZIP Code

Type in your zip code to instantly see ACA marketplace plans available in your area with estimated subsidies.

2

Speak with a Licensed Agent

Our agents will walk you through your options, confirm your subsidy eligibility, and find the best plan for your needs.

3

Get Covered

Enroll in your chosen plan through Healthcare.gov. Many Americans qualify for $0/month premiums with full coverage.

FAQ

Common questions

Don't pay more than you have to for health insurance

Call now to speak with a licensed agent and find out if you qualify for a $0 premium health plan.

Mon–Fri 8am–8pm, Sat 9am–5pm EST

ZeroDollarPlan

Helping Americans access affordable health coverage through the ACA marketplace since 2020.

Contact

(866) 401-4116

Mon–Fri 8am–8pm, Sat 9am–5pm EST

ZeroDollarPlan.com is not a government website. We connect consumers with licensed insurance agents who can help with enrollment in Affordable Care Act (ACA) health insurance plans available through Healthcare.gov. Plan availability, pricing, and subsidy amounts vary by location, income, household size, and other factors. $0 premium plans are available in many areas with applicable subsidies. This is a solicitation for insurance. By calling the number on this site, you will be connected with a licensed insurance agent. ZeroDollarPlan is not affiliated with any government agency or the Health Insurance Marketplace.

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