Skip to main content
Idaho, Idaho · ZIP ID

Affordable Health Insurance Options Available in Idaho

Explore Your Coverage Choices and Get Help Paying for Health Care

Call (866) 401-4116
No cost to you
Licensed agents
Healthcare.gov plans
Subsidies applied
80%
subsidy eligible pct
Blue Cross of Idaho, SelectHealth
carriers
$400
avg premium
30%
zero dollar plans

Idaho residents have access to a range of health insurance options, including plans that fit various budgets and needs. The Affordable Care Act has made it easier for many Idahoans to secure coverage, often at little to no cost. Learn about the available plans in your area and how to enroll today!

Enter your details for your exact subsidy & monthly cost

Plan results for ZIP ID loaded.

Showing plans in Idaho, Idaho (Statewide County)

8 plans available in your area

Based on age 35, 1 person, earning $30,000/year — your actual subsidy applied below.

8 plans
Most Popular
Silver
HMO

Idaho Silver 2024

Blue Cross of Idaho

Full premium$500/mo

Your out-of-pocket monthly

$300/mo
Deductible3500
Max Out-of-Pocket6500

Key Benefits

Preventive care
Emergency services
Maternity and newborn care
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Gold
PPO

SelectHealth Gold 2024

SelectHealth

Full premium$700/mo

Your out-of-pocket monthly

$400/mo
Deductible2500
Max Out-of-Pocket5000

Key Benefits

Specialist visits
Mental health services
Prescription drugs
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Bronze
HMO

Idaho Bronze 2024

Blue Cross of Idaho

Full premium$400/mo

Your out-of-pocket monthly

$200/mo
Deductible6000
Max Out-of-Pocket8500

Key Benefits

Doctor visits
Labs and x-rays
Urgent care
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Most Popular
Silver
EPO

SelectHealth Silver 2024

SelectHealth

Full premium$550/mo

Your out-of-pocket monthly

$320/mo
Deductible3500
Max Out-of-Pocket7000

Key Benefits

Preventive services
Emergency transport
Rehabilitative services
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Gold
PPO

Idaho Gold 2024

Blue Cross of Idaho

Full premium$800/mo

Your out-of-pocket monthly

$450/mo
Deductible1500
Max Out-of-Pocket4000

Key Benefits

Inpatient hospital care
Substance use treatment
Physical therapy
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Bronze
HMO

SelectHealth Bronze 2024

SelectHealth

Full premium$450/mo

Your out-of-pocket monthly

$250/mo
Deductible5500
Max Out-of-Pocket8000

Key Benefits

Preventive care
Emergency services
Mental health care
Enroll — 866-309-1224

Free, no-obligation licensed agent call

High Deductible
HSA

Idaho HDHP 2024

Blue Cross of Idaho

Full premium$350/mo

Your out-of-pocket monthly

$180/mo
Deductible7000
Max Out-of-Pocket9000

Key Benefits

Routine check-ups
Wellness services
Teledoc services
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Platinum
EPO

SelectHealth Premium 2024

SelectHealth

Full premium$900/mo

Your out-of-pocket monthly

$600/mo
Deductible1000
Max Out-of-Pocket3000

Key Benefits

Global emergency coverage
Advanced radiology
Preventive care
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Need help choosing a plan?

Our licensed agents can help you find the right plan and maximize your subsidies — at no extra cost.

Speak with an Agent — (866) 401-4116

Simple Process

Three steps to free coverage

Getting insured has never been easier. We handle the complexity so you don't have to.

1

Enter Your ZIP Code

Type in your zip code to instantly see ACA marketplace plans available in your area with estimated subsidies.

2

Speak with a Licensed Agent

Our agents will walk you through your options, confirm your subsidy eligibility, and find the best plan for your needs.

3

Get Covered

Enroll in your chosen plan through Healthcare.gov. Many Americans qualify for $0/month premiums with full coverage.

FAQ

Common questions

Don't pay more than you have to for health insurance

Call now to speak with a licensed agent and find out if you qualify for a $0 premium health plan.

Mon–Fri 8am–8pm, Sat 9am–5pm EST

ZeroDollarPlan

Helping Americans access affordable health coverage through the ACA marketplace since 2020.

Contact

(866) 401-4116

Mon–Fri 8am–8pm, Sat 9am–5pm EST

ZeroDollarPlan.com is not a government website. We connect consumers with licensed insurance agents who can help with enrollment in Affordable Care Act (ACA) health insurance plans available through Healthcare.gov. Plan availability, pricing, and subsidy amounts vary by location, income, household size, and other factors. $0 premium plans are available in many areas with applicable subsidies. This is a solicitation for insurance. By calling the number on this site, you will be connected with a licensed insurance agent. ZeroDollarPlan is not affiliated with any government agency or the Health Insurance Marketplace.

© 2026 ZeroDollarPlan.com. All rights reserved.

Cookies on this site

We use cookies and similar tools for analytics. They load only if you click Accept. Privacy policy