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Hawaii, Hawaii · ZIP HI

Affordable Health Insurance Plans in Hawaii

Explore your options for comprehensive healthcare coverage.

Call (866) 401-4116
No cost to you
Licensed agents
Healthcare.gov plans
Subsidies applied
60%
subsidy eligible pct
4
carriers
$300
avg premium
20%
zero dollar plans

Hawaii offers a unique health insurance landscape with plans designed to meet the needs of its residents. With access to various ACA options, individuals and families can find health coverage that suits their needs. The state's commitment to health equity ensures that most residents can obtain affordable health insurance through subsidies and additional plans.

Enter your details for your exact subsidy & monthly cost

Plan results for ZIP HI loaded.

Showing plans in Hawaii, Hawaii (Statewide County)

8 plans available in your area

Based on age 35, 1 person, earning $30,000/year — your actual subsidy applied below.

8 plans
Bronze
HMO

Aloha Basic Plan

Aloha Health

Full premium$450/mo

Your out-of-pocket monthly

$120/mo
Deductible5000
Max Out-of-Pocket8200

Key Benefits

Preventive care
Emergency services
Prescription drugs
Enroll — (866) 401-4116

Free, no-obligation licensed agent call

Most Popular
Silver
PPO

Hawaii Silver Plan

HawaiiCare

Full premium$600/mo

Your out-of-pocket monthly

$250/mo
Deductible3000
Max Out-of-Pocket6000

Key Benefits

Primary care visits
Specialist visits
Mental health services
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Gold
EPO

Island Gold Plan

Island Insurance

Full premium$750/mo

Your out-of-pocket monthly

$400/mo
Deductible1500
Max Out-of-Pocket3500

Key Benefits

Lab services
Rehabilitation services
Pediatric care
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Platinum
HMO

Oahu Premium Plus Plan

Oahu Health

Full premium$950/mo

Your out-of-pocket monthly

$700/mo
DeductibleN/A
Max Out-of-Pocket3000

Key Benefits

Comprehensive maternity care
Acupuncture
Chiropractic services
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Most Popular
Silver
PPO

Maui Family Plan

Maui Life

Full premium$550/mo

Your out-of-pocket monthly

$220/mo
Deductible2500
Max Out-of-Pocket5000

Key Benefits

Chronic illness management
Vision care
Dental coverage
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Bronze
EPO

Kona Health Choice

Kona Insurance

Full premium$480/mo

Your out-of-pocket monthly

$130/mo
Deductible4500
Max Out-of-Pocket7800

Key Benefits

Preventive services
Urgent care
Telehealth services
Enroll — (866) 401-4116

Free, no-obligation licensed agent call

Gold
HMO

Lanai Essential Coverage

Lanai Health

Full premium$800/mo

Your out-of-pocket monthly

$350/mo
Deductible2000
Max Out-of-Pocket4000

Key Benefits

Pediatric and adult care
Outpatient services
Emergency room visits
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Platinum
PPO

Big Island Comprehensive Care

Big Island Insurance

Full premium$1000/mo

Your out-of-pocket monthly

$750/mo
DeductibleN/A
Max Out-of-Pocket2500

Key Benefits

Full maternity care
Vision and dental for children
Wellness programs
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Need help choosing a plan?

Our licensed agents can help you find the right plan and maximize your subsidies — at no extra cost.

Speak with an Agent — (866) 401-4116

Simple Process

Three steps to free coverage

Getting insured has never been easier. We handle the complexity so you don't have to.

1

Enter Your ZIP Code

Type in your zip code to instantly see ACA marketplace plans available in your area with estimated subsidies.

2

Speak with a Licensed Agent

Our agents will walk you through your options, confirm your subsidy eligibility, and find the best plan for your needs.

3

Get Covered

Enroll in your chosen plan through Healthcare.gov. Many Americans qualify for $0/month premiums with full coverage.

FAQ

Common questions

Don't pay more than you have to for health insurance

Call now to speak with a licensed agent and find out if you qualify for a $0 premium health plan.

Mon–Fri 8am–8pm, Sat 9am–5pm EST

ZeroDollarPlan

Helping Americans access affordable health coverage through the ACA marketplace since 2020.

Contact

(866) 401-4116

Mon–Fri 8am–8pm, Sat 9am–5pm EST

ZeroDollarPlan.com is not a government website. We connect consumers with licensed insurance agents who can help with enrollment in Affordable Care Act (ACA) health insurance plans available through Healthcare.gov. Plan availability, pricing, and subsidy amounts vary by location, income, household size, and other factors. $0 premium plans are available in many areas with applicable subsidies. This is a solicitation for insurance. By calling the number on this site, you will be connected with a licensed insurance agent. ZeroDollarPlan is not affiliated with any government agency or the Health Insurance Marketplace.

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