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Alabama, Alabama · ZIP AL

Affordable Health Insurance Options in Alabama

Explore Your Choices for Quality Coverage Today

Call (866) 401-4116
No cost to you
Licensed agents
Healthcare.gov plans
Subsidies applied
80%
subsidy eligible pct
3 major carriers
carriers
$388
avg premium
12 available
zero dollar plans

In Alabama, residents have access to a variety of health insurance plans that cater to diverse needs and budgets. The Affordable Care Act (ACA) has made it easier for many Alabamians to secure affordable coverage, including options with low or no premiums. Whether you're seeking comprehensive health insurance or specific benefits, Alabama's marketplace has something for everyone.

Enter your details for your exact subsidy & monthly cost

Plan results for ZIP AL loaded.

Showing plans in Alabama, Alabama (Statewide County)

8 plans available in your area

Based on age 35, 1 person, earning $30,000/year — your actual subsidy applied below.

8 plans
Most Popular
Silver
HMO

Plan A

Alabama Health Insurance Co.

Full premium$400/mo

Your out-of-pocket monthly

$250/mo
Deductible3000
Max Out-of-Pocket6350

Key Benefits

Doctor visits
Emergency services
Preventive care
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Gold
PPO

Plan B

Alabama Blue Cross

Full premium$550/mo

Your out-of-pocket monthly

$350/mo
Deductible2000
Max Out-of-Pocket6000

Key Benefits

Mental health services
Prescription drugs
Chronic disease care
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Bronze
EPO

Plan C

HealthSmart

Full premium$300/mo

Your out-of-pocket monthly

$150/mo
Deductible5000
Max Out-of-Pocket6000

Key Benefits

Urgent care
Lab services
Wellness visits
Enroll — (866) 401-4116

Free, no-obligation licensed agent call

Most Popular
Silver
HMO

Plan D

First Health

Full premium$450/mo

Your out-of-pocket monthly

$300/mo
Deductible2500
Max Out-of-Pocket6500

Key Benefits

Rehabilitation services
Child wellness
Annual check-ups
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Platinum
PPO

Plan E

CareFirst Alabama

Full premium$700/mo

Your out-of-pocket monthly

$450/mo
Deductible1000
Max Out-of-Pocket5000

Key Benefits

Specialist visits
Hospitalization
Maternity care
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Gold
EPO

Plan F

Southern Health

Full premium$600/mo

Your out-of-pocket monthly

$400/mo
Deductible1500
Max Out-of-Pocket5500

Key Benefits

Emergency care
Immunizations
Telemedicine
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Bronze
HMO

Plan G

Blue Shield Alabama

Full premium$250/mo

Your out-of-pocket monthly

$100/mo
Deductible6000
Max Out-of-Pocket7000

Key Benefits

Routine care
X-ray services
Preventive screenings
Enroll — (866) 401-4116

Free, no-obligation licensed agent call

Most Popular
Silver
PPO

Plan H

Easy Health Plans

Full premium$480/mo

Your out-of-pocket monthly

$320/mo
Deductible2500
Max Out-of-Pocket6500

Key Benefits

Lab tests
Nursing services
Outpatient care
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Need help choosing a plan?

Our licensed agents can help you find the right plan and maximize your subsidies — at no extra cost.

Speak with an Agent — (866) 401-4116

Simple Process

Three steps to free coverage

Getting insured has never been easier. We handle the complexity so you don't have to.

1

Enter Your ZIP Code

Type in your zip code to instantly see ACA marketplace plans available in your area with estimated subsidies.

2

Speak with a Licensed Agent

Our agents will walk you through your options, confirm your subsidy eligibility, and find the best plan for your needs.

3

Get Covered

Enroll in your chosen plan through Healthcare.gov. Many Americans qualify for $0/month premiums with full coverage.

FAQ

Common questions

Don't pay more than you have to for health insurance

Call now to speak with a licensed agent and find out if you qualify for a $0 premium health plan.

Mon–Fri 8am–8pm, Sat 9am–5pm EST

ZeroDollarPlan

Helping Americans access affordable health coverage through the ACA marketplace since 2020.

Contact

(866) 401-4116

Mon–Fri 8am–8pm, Sat 9am–5pm EST

ZeroDollarPlan.com is not a government website. We connect consumers with licensed insurance agents who can help with enrollment in Affordable Care Act (ACA) health insurance plans available through Healthcare.gov. Plan availability, pricing, and subsidy amounts vary by location, income, household size, and other factors. $0 premium plans are available in many areas with applicable subsidies. This is a solicitation for insurance. By calling the number on this site, you will be connected with a licensed insurance agent. ZeroDollarPlan is not affiliated with any government agency or the Health Insurance Marketplace.

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