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Houston, Texas · ZIP 77095

Free Health Insurance for Houston Residents

Discover $0 ACA plans available right here in Houston.

Call (866) 401-4116
No cost to you
Licensed agents
Healthcare.gov plans
Subsidies applied
72% of residents
subsidy eligible pct
3 insurers
carriers
$200/mo after subsidy
avg premium
5 plans at $0/mo
zero dollar plans

Houston residents have access to a variety of health insurance options tailored to their needs. With local insurers like Blue Cross Blue Shield and UnitedHealthcare, there are substantial opportunities to benefit from ACA subsidies, allowing many to secure comprehensive coverage at little to no cost. Whether you're looking for a Bronze, Silver, Gold, or Platinum plan, the choices in Harris County are both diverse and affordable.

Enter your details for your exact subsidy & monthly cost

Plan results for ZIP 77095 loaded.

Showing plans in Houston, Texas (Harris County)

8 plans available in your area

Based on age 35, 1 person, earning $30,000/year — your actual subsidy applied below.

8 plans
Bronze
Individual

Bronze Plan A

Blue Cross Blue Shield

Full premium$300/mo

Your out-of-pocket monthly

$50/mo
Deductible$6,000
Max Out-of-Pocket$8,000

Key Benefits

Preventive care covered
Emergency services
Prescription drugs
Enroll — (866) 401-4116

Free, no-obligation licensed agent call

Bronze
Family

Bronze Plan B

Ambetter

Full premium$280/mo

Your out-of-pocket monthly

$40/mo
Deductible$6,500
Max Out-of-Pocket$8,200

Key Benefits

Outpatient care
Hospitalization
Mental health services
Enroll — (866) 401-4116

Free, no-obligation licensed agent call

Most Popular
Silver
Individual

Silver Plan A

Cigna

Full premium$400/mo

Your out-of-pocket monthly

$100/mo
Deductible$3,000
Max Out-of-Pocket$6,500

Key Benefits

Free preventive care
Wellness check-ups
Chronic disease management
Enroll — (866) 401-4116

Free, no-obligation licensed agent call

Most Popular
Silver
Family

Silver Plan B

Blue Cross Blue Shield

Full premium$450/mo

Your out-of-pocket monthly

$150/mo
Deductible$2,750
Max Out-of-Pocket$5,500

Key Benefits

Prescription drug coverage
Physical therapy
Urgent care visits
Enroll — (866) 401-4116

Free, no-obligation licensed agent call

Most Popular
Silver
Individual

Silver Plan C

UnitedHealthcare

Full premium$420/mo

Your out-of-pocket monthly

$120/mo
Deductible$2,900
Max Out-of-Pocket$5,800

Key Benefits

Mental health support
Maternity care
Preventive services
Enroll — (866) 401-4116

Free, no-obligation licensed agent call

Gold
Family

Gold Plan A

Cigna

Full premium$600/mo

Your out-of-pocket monthly

$250/mo
Deductible$1,500
Max Out-of-Pocket$4,000

Key Benefits

Higher coverage rates
Free specialist visits
Comprehensive maternity care
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Gold
Individual

Gold Plan B

Blue Cross Blue Shield

Full premium$650/mo

Your out-of-pocket monthly

$275/mo
Deductible$1,400
Max Out-of-Pocket$3,800

Key Benefits

Preventive services included
Inpatient care
Specialist consultations
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Platinum
Family

Platinum Plan

UnitedHealthcare

Full premium$800/mo

Your out-of-pocket monthly

$350/mo
Deductible$600
Max Out-of-Pocket$2,500

Key Benefits

Low out-of-pocket costs
Comprehensive coverage
24/7 telehealth access
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Need help choosing a plan?

Our licensed agents can help you find the right plan and maximize your subsidies — at no extra cost.

Speak with an Agent — (866) 401-4116

Simple Process

Three steps to free coverage

Getting insured has never been easier. We handle the complexity so you don't have to.

1

Enter Your ZIP Code

Type in your zip code to instantly see ACA marketplace plans available in your area with estimated subsidies.

2

Speak with a Licensed Agent

Our agents will walk you through your options, confirm your subsidy eligibility, and find the best plan for your needs.

3

Get Covered

Enroll in your chosen plan through Healthcare.gov. Many Americans qualify for $0/month premiums with full coverage.

FAQ

Common questions

Don't pay more than you have to for health insurance

Call now to speak with a licensed agent and find out if you qualify for a $0 premium health plan.

Mon–Fri 8am–8pm, Sat 9am–5pm EST

ZeroDollarPlan

Helping Americans access affordable health coverage through the ACA marketplace since 2020.

Contact

(866) 401-4116

Mon–Fri 8am–8pm, Sat 9am–5pm EST

ZeroDollarPlan.com is not a government website. We connect consumers with licensed insurance agents who can help with enrollment in Affordable Care Act (ACA) health insurance plans available through Healthcare.gov. Plan availability, pricing, and subsidy amounts vary by location, income, household size, and other factors. $0 premium plans are available in many areas with applicable subsidies. This is a solicitation for insurance. By calling the number on this site, you will be connected with a licensed insurance agent. ZeroDollarPlan is not affiliated with any government agency or the Health Insurance Marketplace.

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