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Houston, Texas · ZIP 77036

Free Health Insurance for Houston Residents

Discover $0 ACA plans available to local residents in Houston.

Call (866) 401-4116
No cost to you
Licensed agents
Healthcare.gov plans
Subsidies applied
72% of residents
subsidy eligible pct
3 insurers
carriers
$150/mo after subsidy
avg premium
5 plans at $0/mo
zero dollar plans

In Houston, residents have access to a variety of affordable health insurance options under the Affordable Care Act. Local insurers such as Blue Cross Blue Shield and Ambetter offer a range of plans that can be subsidized significantly, making healthcare more accessible for families. Many residents qualify for subsidies, reducing their monthly premiums to as low as $0.

Enter your details for your exact subsidy & monthly cost

Plan results for ZIP 77036 loaded.

Showing plans in Houston, Texas (Harris County)

2 plans available at $0/month

Based on age 35, 1 person, earning $30,000/year — your actual subsidy applied below.

8 plans
Bronze
HMO

Bronze Plan A

Ambetter

Full premium$300/mo

Your out-of-pocket monthly

$0/moFREE
Deductible$5,000
Max Out-of-Pocket$8,000

Key Benefits

Preventive care at no cost
Emergency services covered
Limited specialist visits
Enroll — (866) 401-4116

Free, no-obligation licensed agent call

Bronze
PPO

Bronze Plan B

Blue Cross Blue Shield

Full premium$320/mo

Your out-of-pocket monthly

$0/moFREE
Deductible$5,500
Max Out-of-Pocket$8,500

Key Benefits

Basic health services covered
Free vaccinations
Generic drugs covered
Enroll — (866) 401-4116

Free, no-obligation licensed agent call

Most Popular
Silver
EPO

Silver Plan A

Molina

Full premium$400/mo

Your out-of-pocket monthly

$100/mo
Deductible$3,500
Max Out-of-Pocket$7,000

Key Benefits

Includes essential health benefits
Preventive services with no copay
Access to a larger provider network
Enroll — (866) 401-4116

Free, no-obligation licensed agent call

Most Popular
Silver
HMO

Silver Plan B

Ambetter

Full premium$350/mo

Your out-of-pocket monthly

$50/mo
Deductible$4,000
Max Out-of-Pocket$6,500

Key Benefits

Co-payment for doctor visits
Access to telehealth services
Emergency room care covered
Enroll — (866) 401-4116

Free, no-obligation licensed agent call

Most Popular
Silver
PPO

Silver Plan C

Blue Cross Blue Shield

Full premium$375/mo

Your out-of-pocket monthly

$75/mo
Deductible$3,000
Max Out-of-Pocket$6,000

Key Benefits

In-patient hospital services
Preventative services without cost-sharing
Mental health services
Enroll — (866) 401-4116

Free, no-obligation licensed agent call

Gold
EPO

Gold Plan A

Oscar

Full premium$500/mo

Your out-of-pocket monthly

$200/mo
Deductible$1,500
Max Out-of-Pocket$5,000

Key Benefits

Low deductibles for frequent care
Prescription drug coverage
Free access to specialists
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Gold
HMO

Gold Plan B

Molina

Full premium$525/mo

Your out-of-pocket monthly

$225/mo
Deductible$2,000
Max Out-of-Pocket$4,500

Key Benefits

Comprehensive coverage
Wellness services covered
Chronic condition management
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Platinum
PPO

Platinum Plan

Ambetter

Full premium$650/mo

Your out-of-pocket monthly

$350/mo
Deductible$1,000
Max Out-of-Pocket$3,500

Key Benefits

Lowest out-of-pocket costs
Broad range of services covered
Mental health and substance use treatment
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Need help choosing a plan?

Our licensed agents can help you find the right plan and maximize your subsidies — at no extra cost.

Speak with an Agent — (866) 401-4116

Simple Process

Three steps to free coverage

Getting insured has never been easier. We handle the complexity so you don't have to.

1

Enter Your ZIP Code

Type in your zip code to instantly see ACA marketplace plans available in your area with estimated subsidies.

2

Speak with a Licensed Agent

Our agents will walk you through your options, confirm your subsidy eligibility, and find the best plan for your needs.

3

Get Covered

Enroll in your chosen plan through Healthcare.gov. Many Americans qualify for $0/month premiums with full coverage.

FAQ

Common questions

Don't pay more than you have to for health insurance

Call now to speak with a licensed agent and find out if you qualify for a $0 premium health plan.

Mon–Fri 8am–8pm, Sat 9am–5pm EST

ZeroDollarPlan

Helping Americans access affordable health coverage through the ACA marketplace since 2020.

Contact

(866) 401-4116

Mon–Fri 8am–8pm, Sat 9am–5pm EST

ZeroDollarPlan.com is not a government website. We connect consumers with licensed insurance agents who can help with enrollment in Affordable Care Act (ACA) health insurance plans available through Healthcare.gov. Plan availability, pricing, and subsidy amounts vary by location, income, household size, and other factors. $0 premium plans are available in many areas with applicable subsidies. This is a solicitation for insurance. By calling the number on this site, you will be connected with a licensed insurance agent. ZeroDollarPlan is not affiliated with any government agency or the Health Insurance Marketplace.

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