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New York, New York · ZIP 10002

Affordable Health Insurance for New York, NY Residents

Discover $0 premium ACA plans available to residents of New York City.

Call (866) 401-4116
No cost to you
Licensed agents
Healthcare.gov plans
Subsidies applied
75% of residents
subsidy eligible pct
3 insurers
carriers
$120/mo after subsidy
avg premium
5 plans at $0/mo
zero dollar plans

Residents of New York City can benefit from a variety of health insurance options through the Affordable Care Act. With local insurers like Fidelis Care and EmblemHealth, many eligible residents can access subsidies to lower their premiums significantly, with some qualifying for plans at no cost. Make sure to explore your options and get the coverage you need to stay healthy in the vibrant community of the Lower East Side.

Enter your details for your exact subsidy & monthly cost

Plan results for ZIP 10002 loaded.

Showing plans in New York, New York (New York County)

1 plans available at $0/month

Based on age 35, 1 person, earning $30,000/year — your actual subsidy applied below.

8 plans
Bronze
HMO

Basic Bronze Plan

Fidelis Care

Full premium$350/mo

Your out-of-pocket monthly

$0/moFREE
Deductible$6,000
Max Out-of-Pocket$8,000

Key Benefits

Primary Care Visits
Preventive Services
Emergency Services
Enroll — (866) 401-4116

Free, no-obligation licensed agent call

Bronze
EPO

Essential Bronze Plan

EmblemHealth

Full premium$340/mo

Your out-of-pocket monthly

$50/mo
Deductible$5,800
Max Out-of-Pocket$8,500

Key Benefits

Hospitalization
Laboratory Services
Prescription Drugs
Enroll — (866) 401-4116

Free, no-obligation licensed agent call

Most Popular
Silver
PPO

Silver Standard Plan

Healthfirst

Full premium$550/mo

Your out-of-pocket monthly

$100/mo
Deductible$2,500
Max Out-of-Pocket$7,500

Key Benefits

Specialist Visits
Mental Health Services
Rehabilitative Services
Enroll — (866) 401-4116

Free, no-obligation licensed agent call

Most Popular
Silver
HMO

Enhanced Silver Plan

Fidelis Care

Full premium$600/mo

Your out-of-pocket monthly

$120/mo
Deductible$3,000
Max Out-of-Pocket$7,000

Key Benefits

Maternity Care
Substance Use Disorder Services
Wellness and Preventive Services
Enroll — (866) 401-4116

Free, no-obligation licensed agent call

Most Popular
Silver
PPO

Premium Silver Plan

EmblemHealth

Full premium$620/mo

Your out-of-pocket monthly

$150/mo
Deductible$2,000
Max Out-of-Pocket$6,500

Key Benefits

Inpatient Hospital Care
Outpatient Care
Urgent Care
Enroll — (866) 401-4116

Free, no-obligation licensed agent call

Gold
EPO

Gold Comprehensive Plan

Healthfirst

Full premium$800/mo

Your out-of-pocket monthly

$250/mo
Deductible$1,000
Max Out-of-Pocket$5,000

Key Benefits

Preventive Care
Specialist Care
Chronic Disease Management
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Gold
HMO

Gold Plus Plan

Fidelis Care

Full premium$850/mo

Your out-of-pocket monthly

$300/mo
Deductible$1,200
Max Out-of-Pocket$4,500

Key Benefits

Robust Pharmacy Benefits
Wellness Programs
Advanced Imaging Services
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Platinum
PPO

Platinum Elite Plan

EmblemHealth

Full premium$1/mo

Your out-of-pocket monthly

$400/mo
Deductible$0
Max Out-of-Pocket$3,500

Key Benefits

Zero Deductible
Comprehensive Coverage
Access to Top Specialists
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Need help choosing a plan?

Our licensed agents can help you find the right plan and maximize your subsidies — at no extra cost.

Speak with an Agent — (866) 401-4116

Simple Process

Three steps to free coverage

Getting insured has never been easier. We handle the complexity so you don't have to.

1

Enter Your ZIP Code

Type in your zip code to instantly see ACA marketplace plans available in your area with estimated subsidies.

2

Speak with a Licensed Agent

Our agents will walk you through your options, confirm your subsidy eligibility, and find the best plan for your needs.

3

Get Covered

Enroll in your chosen plan through Healthcare.gov. Many Americans qualify for $0/month premiums with full coverage.

FAQ

Common questions

Don't pay more than you have to for health insurance

Call now to speak with a licensed agent and find out if you qualify for a $0 premium health plan.

Mon–Fri 8am–8pm, Sat 9am–5pm EST

ZeroDollarPlan

Helping Americans access affordable health coverage through the ACA marketplace since 2020.

Contact

(866) 401-4116

Mon–Fri 8am–8pm, Sat 9am–5pm EST

ZeroDollarPlan.com is not a government website. We connect consumers with licensed insurance agents who can help with enrollment in Affordable Care Act (ACA) health insurance plans available through Healthcare.gov. Plan availability, pricing, and subsidy amounts vary by location, income, household size, and other factors. $0 premium plans are available in many areas with applicable subsidies. This is a solicitation for insurance. By calling the number on this site, you will be connected with a licensed insurance agent. ZeroDollarPlan is not affiliated with any government agency or the Health Insurance Marketplace.

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