Skip to main content
Toms River, New Jersey · ZIP 08701

Affordable Health Insurance for Toms River Residents

Discover $0 ACA health plans available right here in Toms River.

Call (866) 401-4116
No cost to you
Licensed agents
Healthcare.gov plans
Subsidies applied
67% of residents
subsidy eligible pct
3 insurers
carriers
$150/mo after subsidy
avg premium
5 plans at $0/mo
zero dollar plans

In Toms River, residents have access to various health insurance options, including plans from local insurers like Horizon Blue Cross Blue Shield and AmeriHealth. With the help of subsidies, many families qualify for affordable or even $0 monthly premium plans, making healthcare more accessible to the community.

Enter your details for your exact subsidy & monthly cost

Plan results for ZIP 08701 loaded.

Showing plans in Toms River, New Jersey (Ocean County County)

1 plans available at $0/month

Based on age 35, 1 person, earning $30,000/year — your actual subsidy applied below.

8 plans
Bronze
HMO

Horizon Basic Bronze 2023

Horizon Blue Cross Blue Shield

Full premium$450/mo

Your out-of-pocket monthly

$0/moFREE
Deductible$6,300
Max Out-of-Pocket$8,650

Key Benefits

5 doctor visits
Telehealth services
Prescriptions covered
Enroll — (866) 401-4116

Free, no-obligation licensed agent call

Bronze
PPO

AmeriHealth Bronze 100

AmeriHealth

Full premium$420/mo

Your out-of-pocket monthly

$50/mo
Deductible$6,500
Max Out-of-Pocket$8,700

Key Benefits

In-network labs
Emergency services
Preventive services
Enroll — (866) 401-4116

Free, no-obligation licensed agent call

Most Popular
Silver
HMO

Horizon Silver 1000

Horizon Blue Cross Blue Shield

Full premium$550/mo

Your out-of-pocket monthly

$200/mo
Deductible$3,000
Max Out-of-Pocket$6,000

Key Benefits

Specialist access with referral
Mental health services covered
Wellness visits
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Most Popular
Silver
PPO

AmeriHealth Silver 2000

AmeriHealth

Full premium$580/mo

Your out-of-pocket monthly

$300/mo
Deductible$2,500
Max Out-of-Pocket$5,500

Key Benefits

Child wellness exams
Accidental injury coverage
Chronic condition support
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Most Popular
Silver
HMO

Horizon Silver 2500

Horizon Blue Cross Blue Shield

Full premium$600/mo

Your out-of-pocket monthly

$400/mo
Deductible$2,700
Max Out-of-Pocket$5,800

Key Benefits

Prescription drug coverage
Virtual health options
Preventative care
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Gold
PPO

AmeriHealth Gold 1000

AmeriHealth

Full premium$750/mo

Your out-of-pocket monthly

$600/mo
Deductible$1,000
Max Out-of-Pocket$3,800

Key Benefits

Enhanced preventive services
Physical therapy
Reduced copays
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Gold
HMO

Horizon Gold 2000

Horizon Blue Cross Blue Shield

Full premium$800/mo

Your out-of-pocket monthly

$700/mo
Deductible$1,500
Max Out-of-Pocket$4,500

Key Benefits

Specialist access without referral
Mental health and substance use
Wellness incentives
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Platinum
HMO

Horizon Platinum 0

Horizon Blue Cross Blue Shield

Full premium$900/mo

Your out-of-pocket monthly

$800/mo
Deductible$0
Max Out-of-Pocket$2,500

Key Benefits

Zero deductible
Comprehensive care management
Full preventative services
Enroll — 866-309-1224

Free, no-obligation licensed agent call

Need help choosing a plan?

Our licensed agents can help you find the right plan and maximize your subsidies — at no extra cost.

Speak with an Agent — (866) 401-4116

Simple Process

Three steps to free coverage

Getting insured has never been easier. We handle the complexity so you don't have to.

1

Enter Your ZIP Code

Type in your zip code to instantly see ACA marketplace plans available in your area with estimated subsidies.

2

Speak with a Licensed Agent

Our agents will walk you through your options, confirm your subsidy eligibility, and find the best plan for your needs.

3

Get Covered

Enroll in your chosen plan through Healthcare.gov. Many Americans qualify for $0/month premiums with full coverage.

FAQ

Common questions

Don't pay more than you have to for health insurance

Call now to speak with a licensed agent and find out if you qualify for a $0 premium health plan.

Mon–Fri 8am–8pm, Sat 9am–5pm EST

ZeroDollarPlan

Helping Americans access affordable health coverage through the ACA marketplace since 2020.

Contact

(866) 401-4116

Mon–Fri 8am–8pm, Sat 9am–5pm EST

ZeroDollarPlan.com is not a government website. We connect consumers with licensed insurance agents who can help with enrollment in Affordable Care Act (ACA) health insurance plans available through Healthcare.gov. Plan availability, pricing, and subsidy amounts vary by location, income, household size, and other factors. $0 premium plans are available in many areas with applicable subsidies. This is a solicitation for insurance. By calling the number on this site, you will be connected with a licensed insurance agent. ZeroDollarPlan is not affiliated with any government agency or the Health Insurance Marketplace.

© 2026 ZeroDollarPlan.com. All rights reserved.

Cookies on this site

We use cookies and similar tools for analytics. They load only if you click Accept. Privacy policy